November 19, 2014

One Technologies group settles with the FTC for running an online scheme that allegedly lured consumers with “free” access to their credit scores and then billed them a recurring fee of nearly $30 dollars for a credit monitoring program they never ordered. The credit monitoring programs, MyCreditHealth and ScoreSense, were marketed through at least 50 websites, including FreeScore360.com, FreeScoreOnline.com and ScoreSense.com. According to the FTC, they bought advertising on search engines such as Google and Bing so that ads for their websites appeared near the top of search results when consumers looked for terms such as “free credit report.” The FTC alleges the defendants failed to clearly disclose that consumers who accessed their credit score through their websites would be enrolled in a credit monitoring program and incur monthly charges until they called the defendants to cancel. FTC